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Author Topic: Insurance so I can learn.  (Read 2493 times)

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Offline Medvedev

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Insurance so I can learn.
« on: March 29, 2009, 06:46:58 PM »
Hey AlbertaMoto!

I'm an 18 year old Edmontonian and have a motorcycle I have fully paid off over the last year... However, I have a learners license - the roads are clearing up and i would really like to get some riding experience. Class 7 permits you to ride a motorcycle as a learner (someone with a motorcycle license must be near you when riding) but I know you can not insure or register a motorcycle with just a Class 7 so how am i expected to learn?

I know folks that I could ride with to learn, however I dont think they would go as far as to insure a motorcycle for me. I've been told by some older folks that (back in the day) they could insure and register a motorcycle with their Class 5 so that they could learn before going for their full license.

Does anyone know if this still holds true today? Because then I could just have a parent throw some insurance on it for me so that I may learn how to ride.

If not, how am I expected to have a registered and insured motorcycle for my road test when the time comes... ?
« Last Edit: March 30, 2009, 10:31:23 AM by Ryan »
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Offline Ryan

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Re: Insurance so I can learn.
« Reply #1 on: March 30, 2009, 10:50:34 AM »
This is what you need to do:

1. Go to the registry and take the knowledge test. Study this handbook before you do. I assume you've already done this though.

2. You have to get your motorcycle insured. According the registry that I just called, you should be able to get insurance if you've successfully completed the knowledge test.

3. Once you've got your proof of insurance, you can bring that along with your license/learner's permit and get your bike registered.

You should be all set then but can only ride with someone else who has a full class 6 (motorcycle) license.

Another option is to do the weekend riding course to get your license. I have a list set up here. They provide you with motorcycle, helmet, and insurance for the bike. All you need is to have successfully passed your knowledge test.

Let me know what step above is causing you problems if this doesn't work.
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Offline Medvedev

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Re: Insurance so I can learn.
« Reply #2 on: March 30, 2009, 05:43:32 PM »
Thank you Ryan these are the exact answers i was looking for! I'll stop in at the registry tomorrow and see what's the deal with this knowledge test, and phone around as far as insurance goes.

Quote from: Ryan on March 30, 2009, 10:50:34 AM
Another option is to do the weekend riding course to get your license. I have a list set up here. They provide you with motorcycle, helmet, and insurance for the bike. All you need is to have successfully passed your knowledge test.


I've been told as of 2009 the Alberta government no longer allows what it calls "parking lot licenses" from these types of courses. I planned to get my license this way when i first purchased my bike last summer, and recently had my heart broken by this news.

I will be taking the safety course regardless. :)

Thanks alot for the info, i'll let you know how it turns out!
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Offline Ryan

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Re: Insurance so I can learn.
« Reply #3 on: March 31, 2009, 08:11:34 AM »
No problem. Keep us in the loop and let us know if you come across any problems. We're always here to lend out a helping hand. I'll have to look up this new "parking lot licenses" deal, that's new news to me.

Anyhow, we look forward to you becoming a new rider. Stay safe and keep in touch.
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Offline crashdummy16

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Re: Insurance so I can learn.
« Reply #4 on: August 08, 2010, 05:03:48 PM »
I'm still a little confused.

I have my class 5 which is equal to the motorcycle class 7, correct?

I know that a bike can only be registered with proof of insurance (and written test?), but...which insurance company will insure a rider with just a class 7?
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Offline drewdub

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Re: Insurance so I can learn.
« Reply #5 on: August 09, 2010, 01:00:42 PM »
I cannot find an insurance company to insure my bike while I have a class 7 license. Any help?

State Farm just lost my home because they won't insure me even if i get a class 6!! let alone a class 7.

I have a 50cc scooter that I want to use to learn on.. please help!
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Offline madjak30

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Re: Insurance so I can learn.
« Reply #6 on: August 09, 2010, 09:25:56 PM »
Go to an insurance broker...they should have an answer for you.  I know I got quotes for insurance with a class 5, and quotes for a class 5-6...the amount was quite different...I go through an insurance broker and they shopped around for me...

I took the riding course that allowed you to use their bikes (and insurance) to take the road test...within a week I was a fully licensed rider with the cheap insurance 8)...just depends on whether or not you can get into the courses...I had to book two months in advance...and play the waiting game...my new toy mocking me in my backyard until I finished jumping through the hoops. :P
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Offline crashdummy16

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Re: Insurance so I can learn.
« Reply #7 on: September 13, 2010, 05:32:07 PM »
madjack30 has it right.

I have my class 5 only.

I went to a broker (brokerlink.ca) and they hooked me up right away with a insurance co. and insurance.
I'm paying $266/yr (liability only) on a 2009 Honda Rebel.

The bike is now insured, plated, and parked lol (it's been raining a lot).


Thanks for all the helpful advice on the forums!
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